Frequently Asked Questions
Because I value confidentiality and your right to make decisions about your own care, I have chosen not to be affiliated with any insurance or managed care companies, which means I am an “out of network” provider. If you choose to use your insurance to pay for therapy services, you will want to find out what they consider to be covered benefits and to what extent they will reimburse you. The following are the types of questions you will want to ask your insurance company:
Do I have mental health benefits?
Does my plan have out of network benefits?
What do those out of network benefits include, a percentage, a number of sessions etc.?
How much does my plan cover for an out of network mental health provider?
Is approval required from my primary care doctor?
Are there standardized forms I will need to submit for reimbursement and where can I find them?
What is my annual deductible and has it been met for this year?
When does my calendar year begin?
How should I submit my claim (mail, electronic)?
Professional services provided by LCPC therapists qualify as reimbursable expenses under most insurance plans. However, many of clients choose not to utilize their insurance benefits to pay for their therapy for privacy reasons.
A super bill can be provided to you and may be stapled to medical claim forms from your insurance company and mailed to the insurance company so they can directly reimbursement you.
My fees are consistent with my level of expertise and training in the area. Many of the people I work with receive some reimbursement for therapy from their insurance by using their out-of-network benefits. If you do not have out-of-network benefits and are interested in working with me because of my approach, we can discuss a sliding scale fee.
Confidentiality includes not just the contents of therapy, but often the fact that a client is in therapy. For example, it is common that therapists will not acknowledge their clients if they run into them outside of therapy in an effort to protect client confidentiality. Other ways confidentiality is protected include:
- Not leaving revealing information on voicemail or text.
- Not acknowledging to outside parties that a client has an appointment.
- Not discussing the contents of therapy with a third party without the explicit permission of the client.